Planning

The long-term effects of Brexit remain significantly opaque, but one clear outcome of the referendum is that gilt yields have fallen to historic lows. If you have a UK final salary pension scheme, this could be important to you because it has also brought Cash Equivalent Transfer Values (CETV) to all-time highs. ...

The years that you spend living and working abroad will be some of the best of your life. People living abroad get to experience new cultures and diverse environments. It is an adventure that very few people get to enjoy in their lives. Sometimes the excitement of being an expat causes us to forget the important things in life, such as our financial future. ...

George Osborne has announced his pre-election UK budget and has caused a stir with supporters and opposition alike. Whether you love or loaeth the Tory led coalition government, you are likely to be effected by the proposed budget changes. The UK is currently the fastest growing major world economy and has an overall positive economic outlook moving forward, and the chancellor will be using this to reduce the national debt to a manageable level by 2019. But this has come at a great cost as the public spending and welfare cuts continue to hurt those in the lower income earning...

Property is, and always will be, one of the most popular vehicles used by individuals to build capital and receive income. Most people choose to invest in a property for one basic and simple reason; they understand it. For many the modern financial world is a confusing and dangerous place. Every day brings another news story of impending financial doom and understanding complex hedge funds or derivatives is a hard task even for financial professionals. However, when we talk to people about property they always seem to be happy with their investment and see safety in this type of asset....

I once wrote an article about a lady who was referred to me by a client of mine. Her husband had just passed away and she was in need of some financial advice. Her family was your typical expat family: husband and wife from different countries, children in international schools, and the last ten years spent working in countries around the world....